Our construction loan is a two time close loan which means we close you with the interim bank first and then the permanent lender later once the home is 100% complete.

Low down payment of 3.5% with credit scores of 600 or better are required. Scores of 660 gets you better rates for this program and down payment assistance may be possible in Lafayette parish when funds are available.

Loan option with as little as 5% down and 20%+ down and you pay no Private Mortgage Insurance. This program has competitive rates for those with credit scores over 720 but can be as low as 620 but with higher rates so FHA may be a better option.

This loan is for military Veterans and no down payment is possible and there is no monthly mortgage insurance either so this is a fantastic loan program.

This is the USDA aka Rural Housing program and no down payment is possible for homes usually outside of Lafayette city limits but still in Lafayette Parish for some areas. Please call for property eligibility.

Fixed rate through the duration of the loan, will not flucuate.